Model your net worth year by year. Compare debt recycling against ETF focus, super sacrifice against extra mortgage payments — all in one terminal-grade forecasting dashboard.
Monthly-compounded ETF and super balances, P&I mortgage amortisation, offset interest savings, inflation-adjusted real dollars.
Clone a baseline, tweak any assumption, and overlay the trajectories. See the cost of every financial decision in dollars.
Track net worth at retirement, financial independence age, and liquid-vs-illiquid portfolio mix at a glance.
Drill into every year: property value, mortgage balance, ETF, super, and net worth. Annual or 5-year buckets.
Your scenarios live in your account, encrypted at rest. Open the dashboard from your laptop or phone — same state.
Dark Operator aesthetic — Bloomberg-inspired density, neon accents, tabular numbers everywhere a number lives.
Age, salary, savings, property value, mortgage balance, super, ETFs. Takes about three minutes.
Growth rates, inflation, contribution levels. Defaults are sensible Australian numbers you can adjust.
Clone your baseline, change one thing, and watch the gap open up across decades on a single chart.
"Finally I can stop guessing whether to pour money into super or pay the mortgage down. The overlay chart settled it in 30 seconds."
Build your first projection in under five minutes. Free, forever, for the baseline plan.